Travel Tips
Traveling anytime of the year can be joyous and hard work at the same time. You're so excited to get away that you make list and start laying out and packing way too early. Oh wait, that's me!! haha
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We all know the essentials to a trip. Packing the necessities, placing your liquids in clear bags, or even better yet a few Truffle pouches! These really are perfect for travels and are approved by the TSA. Not to mention you have to carry clear bags to any pro football game. Just saying, they are pretty fab! But on to our trip..... The most important thing to do is to be safe in your travels. With sticky fingers loitering in public places looking for unsuspecting and weary travelers, just waiting to ruin your vacation. A few simple steps can save you hours of time, and huge headaches if the unforeseen happens to you.
Lets be honest, if your wallet was lost, or even worse, stolen, would you be able to remember every. single. card. in it? Probably not. Thieves act 10 times faster than we do when it comes to stealing out of our accounts, and by the time you may even notice your wallet is missing, they may have already spend thousands on your credit! I want to share a few things you should do to be safe, and protect yourself. While I have never had this happen to me, I could only image the panic I would be in if it did.
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- Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in safe place.
- I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a Name, address, Social Security number, credit cards.
- We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.
- Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also call the Social Security fraud line number. I had never heard of doing that until advised by a banker friend of mine who told me of people having applications for credit made over the Internet in their name.
- The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.
1.) Equifax: 1-800-525-62851-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3742 1-888-397-3742
3.) Trans Union : 1-800-680 7289 1-800-680 7289
4.) Social Security Administration (fraud line):
1-800-269-0271
This tips won't stop a thief obviously, but they will help you in the aftermath. Safe travels!
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